Coverage Needs Estimator

Your Vehicle

Tell us about the car you're insuring.

Vehicle Age

Brand New 0–2 years old

Mid-Range 3–7 years old

Older 8–12 years old

High Mileage 13+ years old

Estimated Vehicle Value

$

Do you have a loan or lease on this vehicle?

Yes Loan or lease

No Owned outright

Your Financial Picture

This helps us gauge how much liability protection you need.

Total Assets to Protect — home equity, savings, investments

Do you have an emergency fund that could cover a $1,000+ surprise expense?

Yes Could handle it

No It'd be tight

Driving Profile

Your habits and household affect your risk level.

Daily Commute Distance

Short Under 10 mi

Average 10–30 mi

Long 30+ mi

Drivers on Your Policy

Just Me 1 driver

2 Drivers Couple / Spouse

Family 3+ drivers

Teen Driver Under 25 on policy

Driving Record

Almost done — just a couple more questions.

Any accidents or claims in the last 5 years?

None Clean record

1 Minor or major

2+ Multiple claims

Any traffic violations in the last 3 years?

None

Minor Speeding, etc.

Major DUI, reckless